If cash feels tight, it’s tempting to look at last month’s profit and assume things are basically fine. Profit and cash are two different questions, and a business can be answering one well while genuinely struggling with the other. This guide covers the 13-week cash flow model lenders and finance teams use to see a shortfall coming, and how to build a scaled-down version that works for any business, whether you’re under real pressure or just want to stay ahead of it.
Business Support
Cloud Accounting Setup: How the Right Tech Stack Saves Hours (and Pounds)
A lot of small businesses assume better financial admin means more time spent on it. In practice, the businesses that find bookkeeping easiest usually spend less time on it, not more. This guide breaks down the cloud accounting stack DRS sets clients up with, Xero, AutoEntry, Fluidly, and Futrli, and what a properly configured setup actually removes from a business owner’s week.
R&D Tax Credits Explained: Is Your Tech or Fintech Startup Leaving Money on the Table?
“We’re not really an R&D company” is one of the most common things founders say, usually right before describing months of genuinely hard technical work. This guide breaks down the three myths keeping tech and fintech startups from claiming R&D tax relief, and what actually counts as qualifying work.
Property Portfolio Growth: What Landlords Need to Know Before Buying Their Next Property
Buying your next rental property is rarely just a numbers problem. This guide walks landlords through the three questions worth asking before a purchase, not after: personal name or company, what it does to your overall tax position, and whether you’re ready for digital reporting.
How to Decide When to Take Money Out of Your Business
For many business owners, the issue is not just how to take money out of the business, but when. This guide explains how the timing of income extraction affects tax, cash flow and financial control, and why a more structured approach creates better outcomes.
What Good Financial Management Looks Like for Business Owners in 2026
Good financial management is not about doing more, it is about having the right structure in place. This guide explains how business owners can move beyond compliance, improve visibility and make better decisions throughout the year.
Why Good Systems Matter More Than Good Intentions
Most business owners intend to stay organised, but without the right systems, good intentions quickly fall away. This guide explains how simple, consistent processes can improve visibility, reduce pressure and support better financial decisions throughout the year.
New Tax Year Planning: What Business Owners Should Be Thinking About Now
With the new tax year starting on 6 April, this is the right time to step back, review your position, and put a clear plan in place for the year ahead.
Employers’ NI Freeze from April 2026: What It Really Means for Business
From 6 April 2026, there is no further rise in the main employer National Insurance rate. On paper, that sounds like stability. In practice, many employers will still see their National Insurance bill rise. That is because the employer Class 1 NIC rate remains at 15%,...
Companies House ID Checks: What You Need to Know
Companies House has started rolling out mandatory identity verification checks as part of a wider clampdown on fraud and misuse of UK companies. These changes sit within the government’s broader reform programme under the Economic Crime and Corporate Transparency Act 2023.
The rules are being phased in, but they will affect almost all company directors, people with significant control (PSCs), and LLP members. If you are involved in running a UK company, this is something you will need to address.
This blog explains what the ID checks are, who they apply to, when they take effect, and why many directors are choosing to deal with them through an authorised adviser rather than on their own.
Passion, positivity and perfectionism
If you’re fired up about a great business idea but don’t know where to start, we can help.